Educational Disclaimer

This Educational Disclaimer applies to all content and services offered by Ladybugz Bookstore LLC, doing business as Ladybugz Academy ("Ladybugz Academy," "we," "us," or "our"), including the Mini eBook, articles, worksheets, the Launch Readiness Scorecard, free Discovery Calls, and paid Strategy Sessions (together, the "Content and Services").

1. Educational and Informational Purposes Only

The Content and Services are provided for general educational and informational purposes for business owners. They are intended to help you think through business decisions — they are not a substitute for individualized advice from an appropriately licensed professional.

2. Our Experience, and What It Is Not

Ladybugz Academy's content and services draw on Rosanne Moss's military, financial-management, operations, training, project-management, business, and educational experience. That experience is not the same as a regulated professional license, and this section draws that distinction clearly.

Rosanne Moss does not hold, and Ladybugz Academy does not represent that it provides services under, regulated professional licenses in the following fields:

• law,
• tax practice,
• certified public accounting,
• financial or investment advising,
• regulated funding advisory services, or
• regulatory compliance practice.

Some of these fields may require professional licensing, registration, or specialized credentials depending on the service and jurisdiction. Ladybugz Academy does not present its educational content or Strategy Sessions as a substitute for those regulated professional services. We encourage you to consult a licensed attorney, accountant, tax professional, financial advisor, or other appropriate licensed professional regarding your specific situation before acting on anything discussed in our Content and Services.

3. No Guarantee of Results

Business outcomes depend on many factors outside our control, including your market, your execution, and circumstances beyond anyone's control. We do not guarantee any particular result, income level, or business outcome from using our Content and Services, and individual results vary.

4. Testimonials and Performance Claims

As of the effective date above, the Site does not display customer testimonials, reviews, or performance/results claims. If testimonials or performance claims are added to the Site in the future, this section will be updated to include an appropriate disclaimer addressing individual results.

5. Free and Paid Resources Provided As-Is

The Mini eBook, worksheets, the Launch Readiness Scorecard, and other materials are provided on an as-is, educational basis, without warranty as to their completeness or applicability to your particular circumstances.

6. Third-Party Links and Tools

The Content and Services may reference or link to third-party tools, including our scheduling provider (currently Acuity Scheduling), our GoDaddy payment link, and the technology platform supporting the Launch Readiness Scorecard. We do not control and are not responsible for the content or advice, if any, provided by those third parties.

7. Contact Us

If you have questions about this Educational Disclaimer, contact us at contact@ladybugzacademy.com.